The OKC Realtor®: The Lender of the Month! Gateway Mortgage

I just wrapped up a closing last week where Gateway Mortgage and their great team did a fantastic job with a client of mine who were using a VA loan to fund their purchase. They knocked it out of the park for this couple. As a real estate agent, one of the things that made Gateway stand out to me is that each Thursday Tom would call me and give me an update on the status of our file. This goes far in my book. I hate being left out of the loop. When my client calls me and tells me about the hoops their lender are making them jump through and I don't know about it yet, its frustrating.

I had the chance to interview Tom Rosser at Gateway Mortgage and asked him some questions that I feel most home buyers want to know.

Name: Tom Rosser

Company: Gateway Mortgage Group

Your Team: The Rosser Team – Tom Rosser, Georgia Neil and Kimberly Jackson

How long have you been handling mortgages for home buyers? 31 years of combined mortgage banking experience

What do you love about your job? There are so many reasons I love my job; I love the problem solving side of it when we are working with homebuyers that may not have ideal credit / income. I love the competitive side of it when we are working with homebuyers that are comparing us to other mortgage lenders. My favorite part would have to be the rewarding feeling at the closing table knowing we took excellent care of our clients and they enjoyed working with us through the homebuying process.

What are various types of loans Gateway Mortgage can offer home buyers? We offer all the residential mortgage programs out there, FHA, VA, Conventional, USDA (Rural Development), 203K Rehabilitation loans, Construction loans, Native American Home Loans and Reverse Mortgages.

What makes Gateway shine against other mortgage companies? We shine in so many ways - our level of service would be my first answer here. We are very competitive with low rates and low costs so it comes down how we treat the people we are working with. Our #1 goal is to WOW people with our service, our communication and with the overall experience they have with Gateway Mortgage Group. In the Oklahoma market we shine because we are an Oklahoma company as well. We originate, process, underwrite, close, fund and service our loans right here in Oklahoma.

One important piece of advice to anyone considering getting a mortgage? Be prepared to document your income, assets and identity. We are in a market that is highly regulated, in order to stay compliant you may be asked for documents that were not required when you purchased a home a few years or even a few months ago.

What are today's interests rates? Today’s rates vary depending on several factors including type of loan, term of loan, down pmt, credit score, etc… The easy answer would be rates are generally in the 4’s for 30 year mortgages.

If you could have one superhero power, what would it be? Flying! Would love to be able to get from one place to another quicker!

Other great things people should know about Gateway Mortgage? We are an Oklahoma based mid-sized privately held Private Mortgage Bank. We are here to help!